My O! Super App eliminates the traditional
boundaries between online and in-store shopping,
payment transactions, and financial management.
This means our customers can do all sorts of things like shop, pay,
handle their money, use location services, and even join the bonus
programme, all in one app. All these services come together in our
Super App and become a regular part of our customers' everyday lives.
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1.1M+
Monthly Active Users
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5.5M+
App Downloads
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3.5M+
Mobile Subscriptions
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P2P Payments
The introduction of our P2P Payments feature allows our customers to easily manage bill payments and expenses among friends, transfer funds to or receive money from our customers, and send money to any card, both domestically and internationally.
Within our Super App, our customers have the flexibility to initiate P2P Payments using various methods, including card numbers, mobile phone numbers, or QR codes of national standard.
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Marketplace
Our marketplace is an online shopping platform that offers a seamless, integrated shopping experience, from selecting products to making purchases and choosing between in-store pickup or delivery options.
We enhance the product selection journey by providing search tools and in-depth product reviews.
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QR payments
We have implemented a national standard QR that allows to accept transfers and make payments in a wide partner network not only for our users, but also for clients of other banks and payment systems.
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Bill payments
Through our online bill payment service, our customers have the convenience of covering their everyday household expenses and making purchases.
Utilizing the e-Wallet, consumers can make transactions, and we continually expand our list of merchants to provide our customers with a comprehensive, all-in-one payment experience.
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Online Loans
Our customers can conveniently obtain an online loan with just a few taps directly to their wallet, without the need to visit a bank. Application processing and the signing of all necessary documents take place right within the app. Funds are instantly credited to the wallet.
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Bank Cards
Our customers can instantly open a plastic card of the national payment system ELCART or a virtual card of the international payment system VISA right in the app.
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Mobile Commerce
We are actively developing a network of merchants in order to provide our customers with the opportunity to pay from their smartphones at retail outlets through our Super App. To pay, the user just needs to scan the QR code in the merchant’s checkout area and pay for the purchase from the balance of their phone, wallet or linked card.
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Payment Kiosks and ATM
We offer the widest network of payment terminals across the country. With our terminals, residents from any corner of the country can conveniently pay for services or cash out funds from their wallet using a QR code.
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Bonus Program
Our Bonus program aims to increase our customer engagement in our ecosystem and encourages customers to move from offline payments and purchases to online payments. Customers receive bonuses from each payment using a QR code at all partner outlets and can spend accumulated bonuses on other purchases from bonus program partners.
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Subscriber's Account
MyO! Super App enables O! Mobile operator subscribers to conveniently manage their mobile subscription and those of their loved ones. Keep track of your balance, pick a plan, or access the necessary services—all in one place!